Allah, I am asking for your protection against the Day when nothing like wealth or children will be of use and only that person will benefit who will come with a pure heart. And I am asking you for your protection against the Day when a wrongdoer will be biting the back of his hands in regret and will be saying, 'Oh, I wish I had chosen the way shown by the Prophet (of Allah),"
And I am asking for your protection against the Day when the sinners will be known by their faces, and will be taken by their hair and feet.
And I am asking for your protection against the Day when a father will not serve instead of his son nor will a son be punished instead of his father for anything, since Allah had promised thus and His promise is true.
And I am asking for your protection against the Day when apologizing of the wrongdoers will not do then any good because they will be cursed and will be put in the evil abode (of Jahannam).
And I am asking for your protection against the Day when nobody will have control over anybody and the power will belong to Allah (alone) that Day. And I am asking for your protection against the Day when a person will run away from his brother, his mother, his father, his wife, and children. That Day every person will have what he has earned for himself.
And I am asking for your protection against the Day when the sinner would wish that he could ransom the wrath of Allah descending on him at that time with his children, his wife, his brother and relatives who gave him shelter and all those on earth, so that he be saved. No, never can he escape (the wrath of Allah which will be in the form of) burning fire roasting him.
My Lord, O my Lord, You are the Master and I am the Slave, and who else can be merciful to the slave except the Master?
My Lord, O my Lord, You are the Owner and I am the one owned by You, and who else can be merciful to the owned except the owner?
My Lord, O my Lord, You are the Mighty and I am the low, and who else can be merciful to low the except the Mighty?
My Lord, O my Lord, You are the Creator and I am the creature, and who else can be merciful to creature the except the Creator?
My Lord, O my Lord, You are the Glorious and I am the miserable, and who else can be merciful to miserable the except the Glorious?
My Lord, O my Lord, You are the Powerful and I am the weak, and who else can be merciful to weak the except the Powerful?
My Lord, O my Lord, You are the Wealthy and I am the Poor, and who else can be merciful to poor the except the Wealthy?
My Lord, O my Lord, You are the Bestower and I am the beggar, and who else can be merciful to the beggar except the Bestower?
My Lord, O my Lord, You are the Living and I am the dead, and who else can be merciful to the dead except the Living?
My Lord, O my Lord, You are the Eternal and I am the transient, and who else can be merciful to the transient except the Eternal?
My Lord, O my Lord, You are the Permanent and I am the short-lived, and who else can be merciful to the short-lived except the Permanent?
My Lord, O my Lord, You are the Provider and I am the blessed, and who else can be merciful to the blessed except the Provider?
My Lord, O my Lord, You are the Generous and I am the miser, and who else can be merciful to the miser except the Generous?
My Lord, O my Lord, You are the Free and I am the afflicted, and who else can be merciful to the afflicted except the Free?
My Lord, O my Lord, You are the Great and I am the insignificant, and who else can be merciful to the insignificant except the Great?
My Lord, O my Lord, You are the Leading and I am the straying, and who else can be merciful to the straying except the Leading?
My Lord, O my Lord, You are the Merciful and I am the one shown mercy, and who else can be merciful to the one shown mercy except the Merciful?
My Lord, O my Lord, You are the Authority and I am the tried, and who else can be merciful to the tried except the Authority?
My Lord, O my Lord, You are the Guide and I am the confused, and who else can be merciful to the confused except the Guide?
My Lord, O my Lord, You are the Forgiver and I am the sinner, and who else can be merciful to the sinner except the Forgiver?
My Lord, O my Lord, You are the Victor and I am the defeated, and who else can be merciful to the defeated except the Victor?
My Lord, O my Lord, You are the Nourisher and I am the nourished, and who else can be merciful to the nourished except the Nourisher?
My Lord, O my Lord, You are the High-handed and I am the humble, and who else can be merciful to humble the except the High-handed?
My Lord, O my Lord, have mercy on me by Your kindness, and be pleased with me by Your Generosity and Your Magnanimity and Your Grace, O the Generous, and Beneficent, O the Almighty and the Benefactor, by your Mercy, O the most Kind.
source : sibtayn